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Empower Your Financial Future

Financial Literacy Programs

Discover a world of opportunities to enhance your financial knowledge and skills. In collaboration with esteemed partners, Habitat for Humanity proudly presents an array of financial literacy programs designed to pave your way to financial independence and informed homeownership.

Overview of programs

Unlock Your Path to Financial Literacy with Habitat for Humanity.

Discover a world of opportunities to enhance your financial knowledge and skills. In collaboration with esteemed partners, Habitat for Humanity proudly presents an array of financial literacy programs designed to pave your way to financial independence and informed homeownership.

Financial Literacy Programs & Resources

Money Smart for Young Adults (FDIC)

 Two topics are covered once a week during 4-hour classes over a 6-week period.

These classes/courses will be held in the Perdue Family Wealth Building Center located at HFHWC, 105 N. Dulany Ave., Fruitland, MD 21826.

This course covers the following topics:

  • Banking
  • Setting Goals and Making Financial Decisions
  • Making the Most of Your Income
  • Spending and Savings Plan
  • Saving for goals and the future
  • Building credit
  • Borrowing
  • Credit Cards
  • Protecting your money and identity
  • Buying a car
  • Paying for Education and Training
  • Living on your own

Money Smart for Adults (FDIC)

 Two topics are covered once a week during 4-hour classes over a 7-week period.

These classes/courses will be held in the Perdue Family Wealth Building Center located at HFHWC, 105 N. Dulany Ave., Fruitland, MD 21826.

This course covers the following topics:

  • Money Values and Influences
  • Banking
  • Income and Expenses
  • Spending and Savings plans
  • Savings
  • Credit Report and Scores
  • Borrowing
  • Managing Debt
  • Using Credit Cards
  • Building a Financial Future
  • Protecting your Identity and Other Assets
  • Making Housing Decisions
  • Buying a Home
  • Disasters – financial preparation and recovery

Money Smart for Older Adults (FDIC & CFPB)

This course is designed to raise awareness among older adults and their caregivers on how to prevent fraud, scams, and other elder financial exploitation. This course also encourages advanced planning and informed financial decision-making.

Two topics are covered once a week during 3-hour classes over a 5-week period.

These classes/courses will be held in the Perdue Family Wealth Building Center located at HFHWC, 105 N. Dulany Ave., Fruitland, MD 21826.

This course covers the following topics:

  • Overview of financial exploitation and how to report incidents
  • Common types of elder financial exploitation
  • Investment Fraud
  • Avoiding Telephone and Internet Scams
  • Avoiding Charity Scams
  • Computer-Internet Scams
  • Identity Theft and Medical Identity Theft
  • Planning for Unexpected Life Events
  • Scams that target homeowners
  • Scams that target Veterans

Homeownership Program Information Session

Virtual Zoom Sessions

Are you interested in learning more about our Home Ownership Program? Take the first step in our Home Ownership Program process and join us online for this no-cost virtual information session.

Upcoming Financial Literacy Classes

Register for an Upcoming Financial Literacy Program Class